Helping Contractors Turn Hard Work Into Real Profit.
Fractional CFO Services for Construction Contractors & Trade Businesses
You're good at building projects and running crews. But do you know which jobs are truly profitable, where your cash is going, and whether your business is financially positioned for growth?
I help construction business owners turn financial data into clear answers and practical strategies. From job profitability and cash-flow forecasting to budgeting and growth planning, I provide the financial insight you need to make confident decisions and protect your hard-earned margins.
You don't need a full-time CFO to gain financial control. You need the right expertise, the right information, and a trusted partner who understands your business.
Let's put your numbers to work.
You're Booked Solid. So Why Does Money Feel Tight?
You're running from job to job, your crew is busy, and the phone keeps ringing. But when you look at your bank account, the numbers don't match the work you're putting in.
Sound familiar?
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You finish a project thinking you made money, only to realize you barely broke even
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You're not sure which jobs are actually profitable, and no one is helping you read the numbers
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Cash flow is unpredictable—some months are flush, others you're scrambling to make payroll
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You're making big decisions in the dark because you don't have a financial partner looking ahead with you
Here's the truth:
Being busy doesn't mean you're profitable. And without construction-specific financial leadership, you'll never know which jobs are making you money and which ones are draining your business.
Fractional CFO Leadership That Actually Makes Sense
At 3 Peaks Books & Beyond, we provide fractional CFO services for contractors and trade businesses who want to understand their numbers without getting a degree in accounting.
Job Costing That Tells the Truth
We analyze every dollar on every job—materials, labor, subcontractors, overhead. You'll know if a project made money before you even send the final invoice.
Work-in-Progress (WIP) Reporting
See exactly where every active job stands financially. No more guessing if you're on track or bleeding money halfway through a project.
Cash Flow You Can Count On
We help you plan for seasonal slowdowns, manage retainage, and set aside profit so you're never caught short when winter hits.
Monthly CFO Advisory Meetings
We don't just hand you reports and disappear. Every month, we walk through your numbers together, forecast your year-end results, and create an action plan to hit your goals.
Fractional CFO Services for Contractors
Fractional CFO
- Financial strategy and monthly advisory meetings
- Job profitability and margin analysis
- Cash-flow forecasting and planning
- Budgeting, growth planning, and financial decision support
Construction Financial Management
- Job-costing oversight
- Work-in-progress analysis where appropriate
- Contract margin and overhead review
- Construction-specific cash-flow planning
Accounting and Bookkeeping
Available when needed to support reliable CFO reporting.
- Monthly bookkeeping and reconciliations
- Financial statement preparation
- Historical cleanup and catch-up work
- Coordination with your existing bookkeeper or CPA
Why Contractors Trust 3 Peaks Books & Beyond
We Only Serve Contractors
We're not generalists advising every industry. We specialize in construction financial management because contractor financials are different—and we know how to get them right.
25+ Years of Financial Experience
Led by Krista Sievers, Certified CFO and QuickBooks Pro-Advisor with a bachelor's degree in business and accounting. Our entire team is certified and trained in contractor-specific finances.
We Speak Your Language
No accounting jargon. No confusing reports. We explain your numbers in plain English so you can make confident decisions about your business.
95% Client Retention Rate
Our clients stay with us because we deliver clarity, accuracy, and results. When you understand your numbers, you make better decisions—and your business grows.
Nationwide Service
Based in Mackay, Idaho, serving contractors throughout the United States. All virtual, all secure, all focused on your success.
Minimum Revenue
Trusted by Contractors Across the Country
Don't take our word for it. Here's what our clients have to say.
"I just want to express my appreciation for 3 Peaks Books & Beyond LLC for taking care of our books for years now. They've always been dependable, responsive/available when we need them, and consistently accurate with everything. Highly recommend them for any contractor or small business looking for reliable bookkeeping support!"
Jack Wallace
Engineer
"Krista, if you are looking for a bookkeeper for your businesses and or personal finances. She the whole team. I have multiple businesses entities from ranching, commercial properties and development and she handles the finances from A to Z so I can sleep at night."
Dianna S.
Real Estate Development
"Our experience with Krista and 3 Peaks Books and Beyond has been excellent. She is proactive in watching out for our interests and in watching for ways we can improve our operations from a bookkeeping and CFO perspective."
Gerry F.
Wind Turbine Repairs
Ready to Put Your Numbers to Work?
Book a free discovery call. We'll talk about your business, your numbers, and whether we're the right fit. No pressure, no obligation.